Hi there! I’m Morag McIntosh, head coach at Positive Net Worth. My goal in life is to help women understand their finances and move towards financial independence. I want to empower women everywhere to understand, talk about and attract wealth in their lives.


How did I get in to this? I started getting interested in personal finance in my twenties as a way to get out of consumer debt. Like many people, I had never learned about money as a kid. In my family, we didn’t have conversations about money as a tool that you could control; instead we had conversations about money’s control in our lives. It wasn’t until I started reading about personal finance that I realized that there was an entirely different way to look at money out there. I learned I could have control over, and responsibility for, my finances.  


I spent most of my career in corporate finance and training. After years of working for major Canadian companies and financial institutions, I realized that I was no longer finding fulfilment in helping large corporations find out where their money was going. Although I was good at being a spreadsheet jockey I didn’t feel like I was making a positive difference in people’s lives. After thinking about it for years I finally gathered up the courage to leave my 6 figure job behind and launch Positive Net Worth.


I want to meet you wherever you are in your financial journey and help you understand where you are, where you want to be and how to get there. I promise to support you and cheer on your victories every step of the way!